Financial security. One step at a time.

When I'm looking at a client's investment portfolio, one of the first things I look at is how much the investment is actually charging my client. Very little in life is free, and index funds, stocks and bonds are no exception!

QUESTION: Kevin, should I buy this annuity? ANSWER: Probably not. Slightly more helpful answer: It's not likely to be the best investment vehicle for you. Annuities have high fees and long reaching tax implications that make them poor choices for most people. If we look at your entire financial picture, we are apt to discover more fruitful ways of building your long term wealth and securing your financial future.

Recent news has been full of socially responsible life advice: avoid this company because they do this unfair thing, patronize this company because they implement equitable something, etc. While not a new concept, socially responsible investing has come into vogue.

Mother's Day was just a few days ago; I hope you had the opportunity to reflect on the mother figures in your life. Was talking to them about their wishes for end of life care on the list of dinner topics? No? I'm shocked by that resounding . . . .

I have a statement to make. You may be surprised by its boldness. Stereotyping is always wrong, even in financial advising.

Are you as glad as I am that spring is finally here? Winter kept trying to make a comeback, but green grass and sunny skies have conquered. I hope you get to be outside and enjoy it!

Video presentation I recently gave to my professional business group discussing the "Why" of Step By Step Financial.

When it comes to retirement planning, there are four variables any couple needs to evaluate prior to turning in the notice. These variables include. . .

Today, I am launching the Step By Step Financial blog. The purpose of this blog will be to share ideas and thoughts regarding the financial planning needs of those on the cusp of retirement.