Without Counsel Plans Go Wrong, but With Many Advisers They Succeed.

Retiring doesn’t have to mean sitting around the house staring at your spouse all day long. That sounds boring and unfulfilling, and that’s not how you have to do retirement.

Contentment feels like a full and relaxed breath. Perfectly at peace. Your financial life should position you to find contentment in your golden years.

Aging in place is a common ideal for many retirees. Do you know what modifications would help make your home safe and comfortable for you to age in place?

Are you ready to retire? Everyone’s retirement timeline is different. These two groups do share a common goal: to live retirement on their own terms and know they’ll be financially able to do so.

Working in retirement doesn’t just bring added income and a full social calendar, it could also impact other areas of your financial plan.

Many retirees anticipate that they will spend less in retirement, but that's not always the case. How can you prepare to spend smarter? Let's find out.

Proactive tax planning is critical for your retirement wealth-building strategy because it saves you money and helps preserve the longevity of your nest egg.

Most financial advice encourages people to retire without debt. Where does your mortgage fit? Let's take a look.

Many retirees consider moving closer to their grown children and grandchildren. How can you make that move a central component of your plan?

Is this the year you are going to retire? Be sure you can answer these 6 questions first.

How can pre-retirees better prepare for the rising cost of healthcare in retirement? An important savings tool is an HSA. What is an HSA, and how can it impact your savings journey?

We want to thrive in our environment and use the tools and resources we have to build a beautiful life. But there are many things that stand in our way. One element that has certainly proven itself a formidable opponent is the coronavirus pandemic. While we may still be weathering this storm, there is a way to bring light and life to your finances this year.

Married couples have a unique opportunity to create a Social Security plan that supports both people. This makes spousal and survivor benefits so important. Let's take a closer look at what these are and how they will impact you.

Social Security is an important part of your retirement plan. Our team at Step by Step will help you evaluate your needs and create a strategy that will optimize your goals both now and in the future.

Planning for your retirement income is an important process with many moving parts. There are different income channels that you will need to account for like your investment portfolio, designated retirement accounts, Social Security, and your pension benefits.

Financial conversations are ongoing. Establishing a foundation of trust, transparency, and honesty will help you both find the meaning and fulfillment you desire in your golden years. We are going to tackle 4 unique aspects of retirement planning today. Let’s start the conversation.

Retirement saving is an important and integral component of your financial plan. While there are many ways to save for retirement, one of the most popular and ubiquitous vehicles is a 401(k). Your 401(k) has allowed you, and your employer in the case of a match program, to facilitate and manage your retirement savings. But what happens to that money should you decide to change jobs?

There are so many things that change when someone retires and one of the factors that new retirees have a tough time managing is their changing cash flow. For so many years, they have been dedicated to putting money into their retirement accounts, but what happens when they have to take it out?

Many retirees want to maintain their charitable efforts, but don’t know where to start. QCDs are an excellent tool because they allow you to create a planned giving strategy in retirement. You are able to build-in a giving plan into your retirement budget which will help you be more consistent in your charitable efforts.