What We Do
1. FINANCIAL REVIEW
This service level is designed to answer your most "burning" financial planning questions.
TYPICAL CLIENT PROFILE
The Financial Review is offered to most of our new clients. The purpose of the Financial Review is to provide answers to your most burning questions (up to three of them) and to give you the experience of working with a financial planner dedicated to serving your best interests. For some, the Financial Review may be all you need on your journey to financial security. For others, the Financial Review may be the beginning of working with us on an ongoing basis.
Our Financial Review consists of three meetings. These meetings are as follows:
1. "Get Acquainted"
2. "Get Organized"
3. "Get a Plan"
COMMON "BURNING" QUESTIONS ASKED DURING THE FINANCIAL REVIEW
When can we retire?
How much do we have to live off of during retirement?
When should I begin taking Social Security benefits?
Should I concentrate on paying off debt or saving more?
What are the optimal asset, income, and tax strategies for college funding?
How can I ensure my money does not run out during retirement?
Should I invest in my 401k plan at work or an outside IRA?
How much am I really paying for investment advice?
How much life insurance do I need?
What can I do to legally reduce my income tax liability?
What is a tax-efficient investment strategy and how do I create one?
Please click here to access all of the documents you will need to learn more about the Financial Review.
2. Annual Agreement
Comprehensive financial guidance through our Annual Agreement service provides clients with holistic, financial and tax planning, retirement distribution strategies, and access to low-cost investment providers.
Our clients benefit from a systematic process that thoroughly evaluates key aspects of their financial life, including investments, insurance, tax planning, portfolio analysis, retirement and estate planning.
The result is personalized comprehensive financial guidance, utilizing tax-efficient strategies for retirement, distribution, and legacy planning, as well as access to low-cost investment providers, such as Dimensional Funds.
We will typically meet with our clients 6-8 times during the first year and approximately 3-4 times in subsequent years. Meetings may take place in-person or virtually.
This services begins with a Financial Review. If an Annual Agreement is in the best interest of the client, we will offer this service for a flat annual fee based off of income, net worth and complexity.